Cerro da Horta e Barradas, Praia da Luz, Algarve, Portugal. - Hero Image
Cerro da Horta e Barradas
Praia da Luz | Algarve

Elegant Living

At Its Best

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Fernando Graça
Fernando Graça
Presented At
€890,000
Bedrooms
4
Bathrooms
3
Living
3,144
SQM
Stories 2
Fireplace
High Ceiling
Stone Countertops
Washer Dryer
Kitchen island
Laundry Room
Gas Stovetop
Terrace
Garden
Gate
Pool
Privacy
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Cerro da Horta e Barradas, Praia da Luz, Algarve, Portugal. , Praia da Luz , Algarve

Villa with Pool, 4 Bedrooms, Espiche, Lagos

VILLA WITH POOL, 4 BEDROOMS, ESPICHE, LAGOSWe present a magnificent villa situated in the picturesque village of Espiche, ideal for those seeking a haven of tranquillity surrounded by nature. With a privileged location, this property is just 5 minutes from the stunning Praia da Luz, 10 minutes from the vibrant city of Lagos and around 1 hour from Faro Airport.Property Features:
  • 4 Bedrooms: Includes a suite, offering comfort and privacy.
  • 3 Bathrooms: Modern and well
  • Swimming pool: Ideal for enjoying sunny days.
  • Gardens: Green spaces to relax and enjoy nature.
  • Plot: Approximately 2,000 m², providing space and freedom.Environment: Set in a generous plot, this villa is surrounded by natural scenery, offering serene views and a peaceful atmosphere. It is the perfect location for those wishing to escape the fast pace of the city and enjoy a quieter, more natural lifestyle, while not giving up proximity to all the city's services and commerce.Location:
  • Praia da Luz: Just 5 minutes away, where you can enjoy golden sandy beaches and crystal
  • Lagos: 10 minutes away, a city full of history, culture, restaurants and shops.
  • Faro Airport: About 1 hour away, making it easy to get to for national and international trips.This villa represents a unique opportunity to acquire a property with the characteristics of a country house 5 minutes from the beach in the Algarve.
With large outdoor spaces and comfortable, practical indoor spaces, it makes the ideal retreat for living or as a holiday home. Don't miss the opportunity to discover this exceptional property.Contact us for more information and to arrange a visit.We work with excellence in the entire process of sale and purchase of property, including promotion through the execution of specialized marketing tools, Credit Intermediation and management of the entire bureaucratic cycle of both clients and properties. By being present and in communication with all the intervening entities, we are able to ensure a short and trouble

Gallery

3D Street View Tour

Map showing Cerro da Horta e Barradas, Praia da Luz, Algarve, Portugal.

Property Location

Cerro da Horta e Barradas, Praia da Luz, Algarve, Portugal., Praia da Luz Algarve

Local Weather & Climate

Praia da Luz, Algarve

Current Conditions Updated recently
58 °F
Clear sky
Feels Like 57°F
Humidity 76%
Wind 9 mph
Visibility 6.2 mi
Sunrise 6:20 AM
Sunset 6:56 PM
5-Day Forecast
Thu 2 Apr
Clear
High 69°
Low 57°
Fri 3 Apr
Clear
High 67°
Low 57°
Sat 4 Apr
Clear
High 67°
Low 59°
Sun 5 Apr
Clear
High 67°
Low 59°
Mon 6 Apr
Clouds
High 64°
Low 59°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Praia da Luz?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (Portugal)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*Maximum annual deduction is €296. Property must be permanent residence. Phasing out for higher incomes.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for Portugal. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on Portugal tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Praia da Luz. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $89,000,000 20% down ($17,800,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$7,648
$7,648/day
Your home may appreciate while you sleep
$53,681/week $232,619/mo $2,791,429/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$49.0M
vs
OWN 📈 +$69.5M
$69.5M Potential Equity
vs $49.0M lost to rent over 10 years
$17.8M Down Payment Growth
3.9x
10yr
$69.5M
8.1x
20yr
$143.8M
12.6x
30yr
$224.8M
Wealth Comparison
×535
Equivalent to 535 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $224.8M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $104.8M +18%
Market $121.2M +36%
Optimistic $139.9M +57%
$69.5M est. equity
20 Years
Conservative $123.4M +39%
Market $165.1M +85%
Optimistic $219.8M +147%
$143.8M est. equity
30 Years
Conservative $145.4M +63%
Market $224.8M +153%
Optimistic $345.4M +288%
$224.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Cerro da Horta e Barradas, Praia da Luz, Algarve, Portugal features 4 bedrooms with 3,144 square feet of living space.
This property offers 3,144 square feet of living space.
This property is listed at $89,000,000, which equals $28308 per square foot.
Based on current market indicators, Praia da Luz shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Praia da Luz, Algarve. The property is situated in an established neighborhood with convenient access to local amenities and services.
Fernando Graça

Fernando Graça

CENTURY 21 Universe

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CENTURY 21 Universe

CENTURY 21 Universe

CENTURY 21 Universe

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